| CD (certificates of deposit) | IRA (individual retirement accounts) | Checking (interest bearing accounts) |
|
Certificate of Deposit Rates Effective as of August 1, 2008 |
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|
Term
|
APY*
|
Interest
Rate |
Minimum
Balance |
Interest
Compounded |
Early
Withdrawal Penalty |
|
30 Day CD **
|
2.27%
|
2.25%
|
$20,000
|
At Maturity
|
30 Days
|
|
31 Day CD
|
2.17%
|
2.15%
|
$2,500
|
At Maturity
|
30 Days
|
|
91 Day CD
|
2.27%
|
2.25%
|
$2,500
|
At Maturity
|
30 Days
|
|
182 Day CD
|
2.52%
|
2.50%
|
$1,000
|
At Maturity
|
30 Days
|
|
1 Year CD
|
2.67%
|
2.65%
|
$1,000
|
Semi-Annual
|
90 Days
|
|
2 Year CD
|
2.87%
|
2.85%
|
$1,000
|
Semi-Annual
|
180 Days
|
|
3 Year CD
|
3.23%
|
3.20%
|
$1,000
|
Semi-Annual
|
180 Days
|
|
4 Year CD
|
3.53%
|
3.50%
|
$1,000
|
Semi-Annual
|
180 Days
|
|
5 Year CD
|
3.79%
|
3.75%
|
$1,000
|
Semi-Annual
|
180 Days
|
|
* APY = Annual Percentage Yield
** Must be automatically renewable. Interest Rates are subject to change without notice. Substantial penalty for early withdrawal. Additional account disclosure information is provided in the Supplement to Account Rules. For Current Annual Percentage Yield and Interest Rate Information, contact a Customer Service Representative. |
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