| CD (certificates of deposit) | IRA (individual retirement accounts) | Checking (interest bearing accounts) |
|
Deposit Account Rates Effective as of August 1, 2008 |
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|
Account
|
APY*
|
Interest
Rate |
Minimum
Balance |
Interest
Compounded |
|
Interest Checking
|
0.25%
|
0.25%
|
$985
|
Monthly
|
|
Personal Money Market Deposit
|
1.00%
|
1.00%
|
$4,850
|
Monthly
|
|
Personal Money Market Deposit + 40
|
1.76%
|
1.75%
|
$40,000
|
Monthly
|
|
Non-Personal MMDA
|
1.00%
|
1.00%
|
$4,850
|
Monthly
|
|
Non-Personal MMDA + 40
|
1.76%
|
1.75%
|
$40,000
|
Monthly
|
|
GLIDING FREE (Seniors 55+)
|
0.15%
|
0.15%
|
None
|
Monthly
|
|
GLIDING FREE - Interest Checking
|
0.25%
|
0.25%
|
$985
|
Monthly
|
|
Non-Personal NOW
|
0.15%
|
0.15%
|
$750
|
Monthly
|
|
Statement Savings
|
0.25%
|
0.25%
|
$485
|
Monthly
|
|
Passbook Savings
|
0.15%
|
0.15%
|
$25
|
Quarterly
|
|
Christmas Account ($3000 max)
|
1.00%
|
1.00%
|
None
|
At Maturity
|
|
* APY = Annual Percentage Yield
Interest Rates are subject to change without notice. Interest Rates may change after the account is open. Fees could reduce earnings on any of the above accounts. Additional account disclosure information is provided in the Supplement to Account Rules. For Current Annual Percentage Yield and Interest Rate Information, contact a Customer Service Representative. |
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