| CD (certificates of deposit) | IRA (individual retirement accounts) | Checking (interest bearing accounts) |
|
Individual Retirement Account Rates Effective as of August 1, 2008 |
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|
Term
|
APY*
|
Interest
Rate |
Minimum
Balance |
Interest
Compounded |
Early
Withdrawal Penalty |
|
1½ Years
|
2.65%
|
2.65%
|
$1,000
|
Annually
|
180 Days
|
|
2½ Years
|
2.85%
|
2.85%
|
$1,000
|
Annually
|
180 Days
|
|
3½ Years
|
3.20%
|
3.20%
|
$1,000
|
Annually
|
180 Days
|
|
4½ Years
|
3.50%
|
3.50%
|
$1,000
|
Annually
|
180 Days
|
|
Variable Rate **
|
2.83%
|
2.79%
|
$100
|
Monthly
|
180 Days
|
|
* APY = Annual Percentage Yield
** Interest Rates may change after the account is open. Interest Rates are subject to change without notice. Fees could reduce earnings on any of the above accounts. Substantial penalty for early withdrawal. Additional account disclosure information is provided in the Supplement to Account Rules. For Current Annual Percentage Yield and Interest Rate Information, contact a Customer Service Representative. |
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