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Traveling Tips To Keep Your Money Safe

happy young couple have fun on beach

Imagine getting some much needed R & R while soaking up the sun on a tropical beach or taking the family on that trip to Disney you’ve been promising for the past 5 years…when suddenly panic sets in. Somewhere in between applying sunscreen for the third time and ordering lunch at the pool, your wallet has gone missing. Your dreams of relaxation start to vanish as you begin envisioning all the important pieces of your life that were stuffed in that wallet. Looks like the next several hours will be spent racking your brain for a solution to this mess.

Interested in avoiding that scenario on your next trip? You’re in luck. Here are some tips that could help save you time and money, as well as, your sanity.

Before You Leave:

1. Go through your wallet or purse and remove any of the following items:

  • Social Security Card
  • Check Book and Deposit Slips
  • Birth Certificate
  • Extra Credit Cards (store cards)
  • Bills
  • Credit Card Receipts

These items should be kept at home in a safe or safety deposit box at your local bank.

2. Write down all the important  phone numbers you may need and store them someplace other than your wallet. Example: Phone numbers on back of credit and debit cards, your bank’s number, and emergency contacts.

3. Call your bank and make sure they have the most up-to-date contact information for you, including your cell phone number.

4. Let your bank know of your plans to leave town for a while, especially if traveling outside of the state or country.

5. Make copies of your passport, driver’s license, and travel itinerary and leave it with your designated emergency contact.

6. Bring a second form of payment – just in case.

During Your Vacation:

1. Lock up all your valuables (laptops, jewelry, important documents) in a room safe or hotel safe while you are out of the room.

2. Be aware of large crowds of people around you and be alert to your surroundings at all times.

3. Cover the pin pad when using ATMs and don’t use any ATM that appears to be tampered with.

4. Choose your wardrobe carefully to make it harder for criminals to access your valuables (Cross body purses, waist wallets, money belts, neck pouches etc.)

By taking these proactive steps to keep your information safe while traveling you can guarantee you’ll get to spend more time relaxing and less time stressing. Enjoy your vacation!

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7 Responses to Traveling Tips To Keep Your Money Safe

  1. Alex Trodder says:

    I really like your tip about making sure that you clean out your purse or wallet of any bank receipts of deposit slips before you go on vacation. These items can provide account numbers or other personal information should your wallet or purse be stolen on your trip. It can be a good idea to notify your bank that you will be on vacation and obtain traveler’s cheques to increase the safety of your funds while you are abroad. Thanks for the post.

  2. Laurie says:

    These are good tips. I try to keep the minimum in my purse when I go on vacation. I never thought about leaving copies of my passport or travel itinerary with my emergency contact though. Thanks for sharing!

  3. I appreciate your tips about what to put in a safe when you leave. This is something that I have never really thought about. It would definitely make me feel even more safe knowing that if for some reason someone got into my house, my most valuable possessions were stored away. Do you have any tips for where to buy a good safe for this type of thing?

  4. Grace Bruins says:

    Great question, Brooke! My name is Grace and work at Horicon Bank in our Marketing Department. If you’re looking for a safe place to keep your important documents, one option is buying a safe for your home. You can find these at larger retail chains or online – but keep in mind that although a small portable one is still safe, it can still be carried out of your home if your home were to be broken into. Another option is to open a safe deposit box at your financial institution if they are available. Horicon Bank has safe deposit boxes at a majority of their branches. If you’re interested in renting one of those, you can stop in to your nearest location and inquire! Here is a list of our locations if you happen to live nearby:

  5. Luke Smith says:

    Thanks very much for your advice to cover the pin-pad when using an ATM, and to not use any ATM that appears to be tampered with. I can see how losing your pin code to an ATM that had been altered could put a damper on any vacation. I would imagine that taking the time to learn about these machines and recognize signs of tampering could pay off in the long run.

    • Grace Bruins says:

      Hi Luke! Thanks for your comment, and good points to think about! If you are looking for more helpful ATM tips you can check out another one of our blog posts, “Don’t Get Scammed By Skimmers” which points out things to look for at ATMs to make sure your card and personal information stay safe.

  6. khan says:

    this is the amazing post

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