Home Equity Loans

MAKE THE MOST OF YOUR HOME

When it comes to collateral for a loan, there’s no place like home! Our home equity loans are a perfect way to finance larger expenses by leveraging the equity in your house.

Home Equity Line of Credit

A home equity line of credit — or HELOC — is a personal line of credit secured by the equity in your home.

  • Competitive rates and flexible payments - draw, repay, and redraw up to your credit limit
  • Receive funds instantly and only pay interest on what you use, keeping costs lower
  • Common uses of HELOCs are to pay for repairs and enhancements to a house, which essentially makes them home improvement loans.

Home Equity Term Loan

A home equity loan lets you borrow money using the value you’ve built up in your home, and you pay it back in fixed monthly payments.

  • Receive the entire loan amount upfront with one easy monthly payment
  • Leverage your home's equity to finance larger purchases
  • Commonly used for medical expenses, remodeling, education expenses, debt consolidation and more

Your Path to Extra Funds Starts Here

Apply online for a home equity loan or line of credit with Horicon Bank’s Home Loan Center!

Apply Now  See more mortgage options.

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