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Privacy Policy

Privacy Policy

Horicon Bank will never contact you asking for private information including:

  • Account Numbers
  • Debit Card Number
  • Social Security Numbers
  • Passwords
  • Personal Identification Numbers (PINs)

If you receive a call, email, or text from someone claiming to represent Horicon Bank asking for your private information, please call our Customer Support Center at 888.343.3040 or visit one of our locations

Horicon Bank Credit Card App, an application provided to Horicon Bank Credit Card customers, periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.

rev. December 2010

An introduction to this privacy policy
Facts What does Horicon Bank do with your information?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and payment history
  • checking account information and account balances
  • account transactions and transaction history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Horicon Bank chooses to share; and whether you can limit this sharing.

Reasons why we share certain data, what data we share, and if you can limit our sharing
Reasons we can share your personal information Does Horicon Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
What to do if you have questions
Questions? Call 920-485-3040 or go to www.horiconbank.com.
What we do with your personal information, how we collect it, and why you can’t limit all sharing
What we do
How does Horicon Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Horicon Bank collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • show your driver's license or show your government-issued ID
  • provide account information

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions of terms in this privacy policy
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include others, such as our Holding Company.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Horicon Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Horicon Bank doesn't jointly market.

Downloadable Privacy Policy

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