Interest Rates

Competitive Rates from Your Digital Community Bank

Deposit Rates

CD Special

Comparison table of CD Special
Interest Rate Annual Percentage Yield* Minimum Balance
7 Month CD 4.75% 4.80% $5,000
13 Month CD 4.50% 4.51% $5,000

Certificates of Deposit

Comparison table of Certificates of Deposit
Interest Rate Annual Percentage Yield* Minimum Balance
30 Day CD 1.30% 1.31% $20,000
31 Day CD 1.20% 1.21% $2,500
91 Day CD 1.25% 1.26% $2,500
182 Day CD (6 Month) 1.40% 1.40% $1,000
1 Year CD 1.45% 1.46% $1,000
2 Year CD 1.55% 1.55% $1,000
3 Year CD 1.65% 1.66% $1,000
4 Year CD 1.75% 1.76% $1,000
5 Year CD 1.80% 1.81% $1,000

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
Interest Rate Annual Percentage Yield* Minimum Balance
1 1/2 Year IRA 1.45% 1.45% $1,000
2 1/2 Year IRA 1.55% 1.55% $1,000
3 1/2 Year IRA 1.65% 1.65% $1,000
4 1/2 Year IRA 1.75% 1.75% $1,000
Variable Rate* 1.30% 1.31% $100
IRA Money Market 0.95% 0.95% $0

V-Flight Checking

Comparison table of V-Flight Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 1.80% 1.82% $0
Amount of balance over $25,000 0.50% 0.50% $0
Entire balance if monthly qualifiers are not met 0.01% 0.01% $0

New Horizons Checking

Comparison table of New Horizons Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.25% 0.25% $10,000
$5,000.01 - 25,000.00 0.30% 0.30% $10,000
$25,000.01 - 100,000.00 0.50% 0.50% $10,000
$100,000.01 - 250,000.00 0.75% 0.75% $10,000
$250,000.00+ 1.00% 1.00% $10,000

Glider Checking

Comparison table of Glider Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.25% 0.25% $0
$5,000.01 - 25,000.00 0.30% 0.30% $0
$25,000.01 - 100,000.00 0.50% 0.50% $0
$100,000.01 - 250,000.00 0.75% 0.75% $0
$250,000.00+ 1.00% 1.00% $0

Premier Checking

Comparison table of Premier Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.55% 0.55% $50,000
$100,000.01 - 250,000.00 1.00% 1.00% $50,000
$250,000.00+ 1.50% 1.51% $50,000

Money Market

Comparison table of Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
Money Market 0.95% 0.95% $5,000

Premium Money Market

Comparison table of Premium Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.95% 0.95% $25,000
$25,000.01 - 100,000.00 1.05% 1.06% $25,000
$100,000.01 - 250,000.00 1.10% 1.11% $25,000
$250,000.00+ 1.20% 1.21% $25,000

Premier Horizons Money Market

Comparison table of Premier Horizons Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 1.05% 1.06% $25,000
$100,000.01 - 250,000.00 1.25% 1.26% $25,000
$250,000.00+ 1.80% 1.82% $25,000

Business Relationship Money Market

Comparison table of Business Relationship Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 1.05% 1.06% $25,000
$100,000.01 - 250,000.00 1.25% 1.26% $25,000
$250,000.01 - 500,000.00 1.30% 1.31% $25,000
$500,000.01 - 1,000,000.00 1.60% 1.61% $25,000
$1,000,000.01 - 5,000,000.00 1.80% 1.82% $25,000
$5,000,000.00+ 1.95% 1.97% $25,000

Statement Savings

Comparison table of Statement Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Statement Savings 0.30% 0.30% $250

Christmas Savings

Comparison table of Christmas Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Christmas Savings 0.10% 0.10% $0

Health Savings Account

Comparison table of Health Savings Account
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 499.99 0.05% 0.05% $0
$500.00 - 1,499.99 0.30% 0.30% $0
$1,500.00 - 49,999.99 0.35% 0.35% $0
$50,000.00+ 0.45% 0.45% $0

Lending Rates

Mortgage Options

Comparison table of Mortgage Options
Product Interest Rate APR* Learn More
30 Year Fixed Rate 6.250% 6.357% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.250% interest rate, the APR for this loan type is 6.357%. The payment schedule would be:

  • 359 payments of $615.72 at an interest rate of 6.250%
  • 1 payment of $614.64 at an interest rate of 6.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 6.125% 6.266% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.125% interest rate, the APR for this loan type is 6.266%. The payment schedule would be:

  • 239 payments of $723.66 at an interest rate of 6.125%
  • 1 payment of $723.83 at an interest rate of 6.125%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15 Year Fixed Rate 6.000% 6.176% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.000% interest rate, the APR for this loan type is 6.176%. The payment schedule would be:

  • 179 payments of $843.86 at an interest rate of 6.000%
  • 1 payment of $843.31 at an interest rate of 6.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

USDA 30 Year Fixed Rate 7.250% 7.805% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $126,262 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 750.

At a 7.250% interest rate, the APR for this loan type is 7.805%. The payment schedule would be:

  • 12 payments of $898.00 at an interest rate of 7.250%
  • 12 payments of $897.63 at an interest rate of 7.250%
  • 12 payments of $897.23 at an interest rate of 7.250%
  • 12 payments of $896.81 at an interest rate of 7.250%
  • 12 payments of $896.35 at an interest rate of 7.250%
  • 12 payments of $895.86 at an interest rate of 7.250%
  • 12 payments of $895.33 at an interest rate of 7.250%
  • 12 payments of $894.76 at an interest rate of 7.250%
  • 12 payments of $894.15 at an interest rate of 7.250%
  • 12 payments of $893.49 at an interest rate of 7.250%
  • 12 payments of $892.78 at an interest rate of 7.250%
  • 12 payments of $892.02 at an interest rate of 7.250%
  • 12 payments of $891.21 at an interest rate of 7.250%
  • 12 payments of $890.33 at an interest rate of 7.250%
  • 12 payments of $889.39 at an interest rate of 7.250%
  • 12 payments of $888.37 at an interest rate of 7.250%
  • 12 payments of $887.28 at an interest rate of 7.250%
  • 12 payments of $886.11 at an interest rate of 7.250%
  • 12 payments of $884.85 at an interest rate of 7.250%
  • 12 payments of $883.50 at an interest rate of 7.250%
  • 12 payments of $882.04 at an interest rate of 7.250%
  • 12 payments of $880.48 at an interest rate of 7.250%
  • 12 payments of $878.80 at an interest rate of 7.250%
  • 12 payments of $876.99 at an interest rate of 7.250%
  • 12 payments of $875.05 at an interest rate of 7.250%
  • 12 payments of $872.96 at an interest rate of 7.250%
  • 12 payments of $870.71 at an interest rate of 7.250%
  • 12 payments of $868.30 at an interest rate of 7.250%
  • 12 payments of $865.71 at an interest rate of 7.250%
  • 11 payments of $862.92 at an interest rate of 7.250%
  • 1 payment of $862.65 at an interest rate of 7.250%

The monthly payment amounts quoted include the annual fee premium.

The annual fee is required for most USDA/Rural Housing loans. The monthly payment for the annual fee is calculated based on the average annual outstanding balance and will vary from year to year.

$861.33
$36.67
$898.00
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