The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.
At a 3.250% interest rate, the APR for this loan type is 3.338%. The payment schedule would be:
359 payments of $435.21 at an interest rate of 3.250%
1 payment of $433.83 at an interest rate of 3.250%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.
At a 3.000% interest rate, the APR for this loan type is 3.122%. The payment schedule would be:
239 payments of $554.60 at an interest rate of 3.000%
1 payment of $553.99 at an interest rate of 3.000%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.
At a 2.625% interest rate, the APR for this loan type is 2.781%. The payment schedule would be:
179 payments of $672.69 at an interest rate of 2.625%
1 payment of $672.53 at an interest rate of 2.625%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $126,262 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 750.
At a 3.375% interest rate, the APR for this loan type is 3.886%. The payment schedule would be:
12 payments of $594.70 at an interest rate of 3.375%
12 payments of $593.96 at an interest rate of 3.375%
12 payments of $593.21 at an interest rate of 3.375%
12 payments of $592.42 at an interest rate of 3.375%
12 payments of $591.61 at an interest rate of 3.375%
12 payments of $590.77 at an interest rate of 3.375%
12 payments of $589.90 at an interest rate of 3.375%
12 payments of $589.01 at an interest rate of 3.375%
12 payments of $588.08 at an interest rate of 3.375%
12 payments of $587.12 at an interest rate of 3.375%
12 payments of $586.13 at an interest rate of 3.375%
12 payments of $585.10 at an interest rate of 3.375%
12 payments of $584.04 at an interest rate of 3.375%
12 payments of $582.94 at an interest rate of 3.375%
12 payments of $581.80 at an interest rate of 3.375%
12 payments of $580.63 at an interest rate of 3.375%
12 payments of $579.41 at an interest rate of 3.375%
12 payments of $578.15 at an interest rate of 3.375%
12 payments of $576.85 at an interest rate of 3.375%
12 payments of $575.51 at an interest rate of 3.375%
12 payments of $574.12 at an interest rate of 3.375%
12 payments of $572.68 at an interest rate of 3.375%
12 payments of $571.19 at an interest rate of 3.375%
12 payments of $569.65 at an interest rate of 3.375%
12 payments of $568.06 at an interest rate of 3.375%
12 payments of $566.41 at an interest rate of 3.375%
12 payments of $564.71 at an interest rate of 3.375%
12 payments of $562.95 at an interest rate of 3.375%
12 payments of $561.13 at an interest rate of 3.375%
11 payments of $559.24 at an interest rate of 3.375%
1 payment of $559.04 at an interest rate of 3.375%
The monthly payment amounts quoted include the annual fee premium.
The annual fee is required for most USDA/Rural Housing loans. The monthly payment for the annual fee is calculated based on the average annual outstanding balance and will vary from year to year.
