Interest Rates

Competitive Rates from Your Digital Community Bank

Deposit Rates

Certificates of Deposit

Comparison table of Certificates of Deposit
Interest Rate Annual Percentage Yield* Minimum Balance
30 Day CD 0.40% 0.40% $20,000
31 Day CD 0.30% 0.30% $2,500
91 Day CD 0.35% 0.35% $2,500
182 Day CD (6 Month) 0.50% 0.50% $1,000
13 Month Relationship CD** (special) 0.65% 0.65% $5,000
13 Month Glider | Premier CD*** 0.70% 0.70% $5,000
1 Year CD 0.55% 0.55% $1,000
2 Year CD 0.65% 0.65% $1,000
3 Year CD 0.75% 0.75% $1,000
4 Year CD 0.85% 0.85% $1,000
5 Year CD 0.90% 0.90% $1,000

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
Interest Rate Annual Percentage Yield* Minimum Balance
1 1/2 Year IRA 0.55% 0.55% $1,000
2 1/2 Year IRA 0.65% 0.65% $1,000
3 1/2 Year IRA 0.75% 0.75% $1,000
4 1/2 Year IRA 0.85% 0.85% $1,000
Variable Rate* 0.40% 0.40% $100
IRA Money Market 0.25% 0.25% $0

V-Flight Checking

Comparison table of V-Flight Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.90% 0.90% $0
Amount of balance over $25,000 0.25% 0.25% $0
Entire balance if monthly qualifiers are not met 0.01% 0.01% $0

New Horizons Checking

Comparison table of New Horizons Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.10% 0.10% $10,000
$5,000.01 - 25,000.00 0.15% 0.15% $10,000
$25,000.01 - 100,000.00 0.20% 0.20% $10,000
$100,000.01 - 250,000.00 0.30% 0.30% $10,000
$250,000.00+ 0.35% 0.35% $10,000

Glider Checking

Comparison table of Glider Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.10% 0.10% $0
$5,000.01 - 25,000.00 0.12% 0.12% $0
$25,000.01 - 100,000.00 0.15% 0.15% $0
$100,000.01 - 250,000.00 0.25% 0.25% $0
$250,000.00+ 0.30% 0.30% $0

Premier Checking

Comparison table of Premier Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.35% 0.35% $50,000
$100,000.01 - 250,000.00 0.45% 0.45% $50,000
$250,000.00+ 0.75% 0.75% $50,000

Money Market

Comparison table of Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
Money Market 0.25% 0.25% $5,000

Premium Money Market

Comparison table of Premium Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.25% 0.25% $25,000
$25,000.01 - 100,000.00 0.35% 0.35% $25,000
$100,000.01 - 250,000.00 0.60% 0.60% $25,000
$250,000.00+ 0.65% 0.65% $25,000

Premier Horizons Money Market

Comparison table of Premier Horizons Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.35% 0.35% $25,000
$100,000.01 - 250,000.00 0.55% 0.55% $25,000
$250,000.00+ 0.90% 0.90% $25,000

Business Relationship Money Market

Comparison table of Business Relationship Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.35% 0.35% $25,000
$100,000.01 - 250,000.00 0.55% 0.55% $25,000
$250,000.01 - 500,000.00 0.60% 0.60% $25,000
$500,000.01 - 1,000,000.00 0.70% 0.70% $25,000
$1,000,000.01 - 5,000,000.00 0.90% 0.90% $25,000
$5,000,000.00+ 1.05% 1.06% $25,000

Statement Savings

Comparison table of Statement Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Statement Savings 0.05% 0.05% $250

Christmas Savings

Comparison table of Christmas Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Christmas Savings 0.10% 0.10% $0

Health Savings Account

Comparison table of Health Savings Account
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 499.99 0% 0% $0
$500.00 - 1,499.99 0.05% 0.05% $0
$1,500.00 - 49,999.99 0.10% 0.10% $0
$50,000.00+ 0.20% 0.20% $0

Lending Rates

Mortgage Options

Comparison table of Mortgage Options
Product Interest Rate APR* Learn More
30 Year Fixed Rate 5.250% 5.351% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 5.250% interest rate, the APR for this loan type is 5.351%. The payment schedule would be:

  • 359 payments of $552.20 at an interest rate of 5.250%
  • 1 payment of $553.50 at an interest rate of 5.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 5.000% 5.135% Learn More
15 Year Fixed Rate 4.750% 4.920% Learn More
USDA 30 Year Fixed Rate 5.875% 6.414% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $126,262 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 750.

At a 5.875% interest rate, the APR for this loan type is 6.414%. The payment schedule would be:

  • 12 payments of $783.51 at an interest rate of 5.875%
  • 12 payments of $783.03 at an interest rate of 5.875%
  • 12 payments of $782.53 at an interest rate of 5.875%
  • 12 payments of $781.99 at an interest rate of 5.875%
  • 12 payments of $781.43 at an interest rate of 5.875%
  • 12 payments of $780.82 at an interest rate of 5.875%
  • 12 payments of $780.19 at an interest rate of 5.875%
  • 12 payments of $779.51 at an interest rate of 5.875%
  • 12 payments of $778.79 at an interest rate of 5.875%
  • 12 payments of $778.03 at an interest rate of 5.875%
  • 12 payments of $777.23 at an interest rate of 5.875%
  • 12 payments of $776.37 at an interest rate of 5.875%
  • 12 payments of $775.47 at an interest rate of 5.875%
  • 12 payments of $774.51 at an interest rate of 5.875%
  • 12 payments of $773.49 at an interest rate of 5.875%
  • 12 payments of $772.41 at an interest rate of 5.875%
  • 12 payments of $771.26 at an interest rate of 5.875%
  • 12 payments of $770.05 at an interest rate of 5.875%
  • 12 payments of $768.76 at an interest rate of 5.875%
  • 12 payments of $767.39 at an interest rate of 5.875%
  • 12 payments of $765.95 at an interest rate of 5.875%
  • 12 payments of $764.41 at an interest rate of 5.875%
  • 12 payments of $762.78 at an interest rate of 5.875%
  • 12 payments of $761.06 at an interest rate of 5.875%
  • 12 payments of $759.22 at an interest rate of 5.875%
  • 12 payments of $757.28 at an interest rate of 5.875%
  • 12 payments of $755.23 at an interest rate of 5.875%
  • 12 payments of $753.04 at an interest rate of 5.875%
  • 12 payments of $750.73 at an interest rate of 5.875%
  • 11 payments of $748.27 at an interest rate of 5.875%
  • 1 payment of $747.39 at an interest rate of 5.875%

The monthly payment amounts quoted include the annual fee premium.

The annual fee is required for most USDA/Rural Housing loans. The monthly payment for the annual fee is calculated based on the average annual outstanding balance and will vary from year to year.

$746.89
$36.62
$783.51
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