Interest Rates

Competitive Rates from Your Digital Community Bank

Deposit Rates

Certificates of Deposit

Comparison table of Certificates of Deposit
Interest Rate Annual Percentage Yield* Minimum Balance
30 Day CD 0.80% 0.81% $20,000
31 Day CD 0.70% 0.70% $2,500
91 Day CD 0.75% 0.75% $2,500
182 Day CD (6 Month) 0.90% 0.90% $1,000
6 Month Relationship CD** (special) 2.00% 2.01% $5,000
1 Year CD 0.95% 0.95% $1,000
2 Year CD 1.05% 1.05% $1,000
3 Year CD 1.15% 1.15% $1,000
4 Year CD 1.25% 1.25% $1,000
5 Year CD 1.30% 1.30% $1,000

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
Interest Rate Annual Percentage Yield* Minimum Balance
1 1/2 Year IRA 0.95% 0.95% $1,000
2 1/2 Year IRA 1.05% 1.05% $1,000
3 1/2 Year IRA 1.15% 1.15% $1,000
4 1/2 Year IRA 1.25% 1.25% $1,000
Variable Rate* 0.80% 0.80% $100
IRA Money Market 0.45% 0.45% $0

V-Flight Checking

Comparison table of V-Flight Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 1.30% 1.31% $0
Amount of balance over $25,000 0.25% 0.25% $0
Entire balance if monthly qualifiers are not met 0.01% 0.01% $0

New Horizons Checking

Comparison table of New Horizons Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.15% 0.15% $10,000
$5,000.01 - 25,000.00 0.20% 0.20% $10,000
$25,000.01 - 100,000.00 0.25% 0.25% $10,000
$100,000.01 - 250,000.00 0.35% 0.35% $10,000
$250,000.00+ 0.40% 0.40% $10,000

Glider Checking

Comparison table of Glider Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.15% 0.15% $0
$5,000.01 - 25,000.00 0.17% 0.17% $0
$25,000.01 - 100,000.00 0.20% 0.20% $0
$100,000.01 - 250,000.00 0.30% 0.30% $0
$250,000.00+ 0.35% 0.35% $0

Premier Checking

Comparison table of Premier Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.55% 0.55% $50,000
$100,000.01 - 250,000.00 0.65% 0.65% $50,000
$250,000.00+ 1.15% 1.16% $50,000

Money Market

Comparison table of Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
Money Market 0.45% 0.45% $5,000

Premium Money Market

Comparison table of Premium Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.45% 0.45% $25,000
$25,000.01 - 100,000.00 0.55% 0.55% $25,000
$100,000.01 - 250,000.00 1.00% 1.00% $25,000
$250,000.00+ 1.05% 1.06% $25,000

Premier Horizons Money Market

Comparison table of Premier Horizons Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.55% 0.55% $25,000
$100,000.01 - 250,000.00 0.75% 0.75% $25,000
$250,000.00+ 1.30% 1.31% $25,000

Business Relationship Money Market

Comparison table of Business Relationship Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.50% 0.50% $25,000
$100,000.01 - 250,000.00 0.60% 0.60% $25,000
$250,000.01 - 500,000.00 0.80% 0.80% $25,000
$500,000.01 - 1,000,000.00 1.10% 1.11% $25,000
$1,000,000.01 - 5,000,000.00 1.30% 1.31% $25,000
$5,000,000.00+ 1.45% 1.46% $25,000

Statement Savings

Comparison table of Statement Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Statement Savings 0.05% 0.05% $250

Christmas Savings

Comparison table of Christmas Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Christmas Savings 0.10% 0.10% $0

Health Savings Account

Comparison table of Health Savings Account
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 499.99 0% 0% $0
$500.00 - 1,499.99 0.05% 0.05% $0
$1,500.00 - 49,999.99 0.10% 0.10% $0
$50,000.00+ 0.20% 0.20% $0

Lending Rates

Mortgage Options

Comparison table of Mortgage Options
Product Interest Rate APR* Learn More
30 Year Fixed Rate 6.625% 6.734% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.625% interest rate, the APR for this loan type is 6.734%. The payment schedule would be:

  • 359 payments of $640.31 at an interest rate of 6.625%
  • 1 payment of $640.72 at an interest rate of 6.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 6.500% 6.643% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.500% interest rate, the APR for this loan type is 6.643%. The payment schedule would be:

  • 239 payments of $745.57 at an interest rate of 6.500%
  • 1 payment of $746.32 at an interest rate of 6.500%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15 Year Fixed Rate 6.125% 6.301% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.125% interest rate, the APR for this loan type is 6.301%. The payment schedule would be:

  • 179 payments of $850.62 at an interest rate of 6.125%
  • 1 payment of $851.60 at an interest rate of 6.125%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

USDA 30 Year Fixed Rate 7.500% 8.058% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $126,262 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 750.

At a 7.500% interest rate, the APR for this loan type is 8.058%. The payment schedule would be:

  • 12 payments of $919.51 at an interest rate of 7.500%
  • 12 payments of $919.16 at an interest rate of 7.500%
  • 12 payments of $918.78 at an interest rate of 7.500%
  • 12 payments of $918.38 at an interest rate of 7.500%
  • 12 payments of $917.94 at an interest rate of 7.500%
  • 12 payments of $917.46 at an interest rate of 7.500%
  • 12 payments of $916.95 at an interest rate of 7.500%
  • 12 payments of $916.40 at an interest rate of 7.500%
  • 12 payments of $915.81 at an interest rate of 7.500%
  • 12 payments of $915.17 at an interest rate of 7.500%
  • 12 payments of $914.48 at an interest rate of 7.500%
  • 12 payments of $913.74 at an interest rate of 7.500%
  • 12 payments of $912.94 at an interest rate of 7.500%
  • 12 payments of $912.08 at an interest rate of 7.500%
  • 12 payments of $911.15 at an interest rate of 7.500%
  • 12 payments of $910.15 at an interest rate of 7.500%
  • 12 payments of $909.07 at an interest rate of 7.500%
  • 12 payments of $907.91 at an interest rate of 7.500%
  • 12 payments of $906.65 at an interest rate of 7.500%
  • 12 payments of $905.30 at an interest rate of 7.500%
  • 12 payments of $903.85 at an interest rate of 7.500%
  • 12 payments of $902.28 at an interest rate of 7.500%
  • 12 payments of $900.59 at an interest rate of 7.500%
  • 12 payments of $898.77 at an interest rate of 7.500%
  • 12 payments of $896.81 at an interest rate of 7.500%
  • 12 payments of $894.70 at an interest rate of 7.500%
  • 12 payments of $892.42 at an interest rate of 7.500%
  • 12 payments of $889.96 at an interest rate of 7.500%
  • 12 payments of $887.32 at an interest rate of 7.500%
  • 11 payments of $884.47 at an interest rate of 7.500%
  • 1 payment of $885.23 at an interest rate of 7.500%

The monthly payment amounts quoted include the annual fee premium.

The annual fee is required for most USDA/Rural Housing loans. The monthly payment for the annual fee is calculated based on the average annual outstanding balance and will vary from year to year.

$882.84
$36.67
$919.51
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