Interest Rates

Competitive Rates from Your Digital Community Bank

Deposit Rates

CD Special

Comparison table of CD Special
Interest Rate Annual Percentage Yield* Minimum Balance
7 Month CD 5.00% 5.05% $5,000
13 Month CD 4.50% 4.51% $5,000

Certificates of Deposit

Comparison table of Certificates of Deposit
Interest Rate Annual Percentage Yield* Minimum Balance
30 Day CD 1.65% 1.67% $20,000
31 Day CD 1.55% 1.57% $2,500
91 Day CD 1.60% 1.61% $2,500
182 Day CD (6 Month) 1.75% 1.76% $1,000
1 Year CD 1.80% 1.81% $1,000
2 Year CD 1.90% 1.90% $1,000
3 Year CD 2.00% 2.00% $1,000
4 Year CD 2.10% 2.10% $1,000
5 Year CD 2.15% 2.15% $1,000

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
Interest Rate Annual Percentage Yield* Minimum Balance
1 1/2 Year IRA 1.80% 1.80% $1,000
2 1/2 Year IRA 1.90% 1.90% $1,000
3 1/2 Year IRA 2.00% 2.00% $1,000
4 1/2 Year IRA 2.10% 2.10% $1,000
Variable Rate* 1.65% 1.66% $100
IRA Money Market 0.95% 0.95% $0

V-Flight Checking

Comparison table of V-Flight Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 1.80% 1.82% $0
Amount of balance over $25,000 0.50% 0.50% $0
Entire balance if monthly qualifiers are not met 0.01% 0.01% $0

New Horizons Checking

Comparison table of New Horizons Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.25% 0.25% $10,000
$5,000.01 - 25,000.00 0.30% 0.30% $10,000
$25,000.01 - 100,000.00 0.50% 0.50% $10,000
$100,000.01 - 250,000.00 1.05% 1.06% $10,000
$250,000.00+ 1.50% 1.51% $10,000

Glider Checking

Comparison table of Glider Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.25% 0.25% $0
$5,000.01 - 25,000.00 0.30% 0.30% $0
$25,000.01 - 100,000.00 0.50% 0.50% $0
$100,000.01 - 250,000.00 1.05% 1.06% $0
$250,000.00+ 1.50% 1.51% $0

Premier Checking

Comparison table of Premier Checking
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.55% 0.55% $50,000
$100,000.01 - 250,000.00 1.30% 1.31% $50,000
$250,000.00+ 2.00% 2.02% $50,000

Money Market

Comparison table of Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
Money Market 0.95% 0.95% $5,000

Premium Money Market

Comparison table of Premium Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.95% 0.95% $25,000
$25,000.01 - 100,000.00 1.05% 1.06% $25,000
$100,000.01 - 250,000.00 1.40% 1.41% $25,000
$250,000.00+ 1.70% 1.71% $25,000

Premier Horizons Money Market

Comparison table of Premier Horizons Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 1.05% 1.06% $25,000
$100,000.01 - 250,000.00 1.55% 1.56% $25,000
$250,000.00+ 2.30% 2.32% $25,000

Business Relationship Money Market

Comparison table of Business Relationship Money Market
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 1.05% 1.06% $25,000
$100,000.01 - 250,000.00 1.55% 1.56% $25,000
$250,000.01 - 500,000.00 1.80% 1.82% $25,000
$500,000.01 - 1,000,000.00 2.10% 2.12% $25,000
$1,000,000.01 - 5,000,000.00 2.30% 2.32% $25,000
$5,000,000.00+ 2.45% 2.48% $25,000

Statement Savings

Comparison table of Statement Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Statement Savings 0.30% 0.30% $250

Christmas Savings

Comparison table of Christmas Savings
Interest Rate Annual Percentage Yield* Minimum Balance
Christmas Savings 0.50% 0.50% $0

Health Savings Account

Comparison table of Health Savings Account
Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 499.99 0.05% 0.05% $0
$500.00 - 1,499.99 0.30% 0.30% $0
$1,500.00 - 49,999.99 0.35% 0.35% $0
$50,000.00+ 0.45% 0.45% $0

Lending Rates

Mortgage Options

Comparison table of Mortgage Options
Product Interest Rate APR* Learn More
30 Year Fixed Rate 6.875% 6.966% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.875% interest rate, the APR for this loan type is 6.966%. The payment schedule would be:

  • 359 payments of $656.93 at an interest rate of 6.875%
  • 1 payment of $656.45 at an interest rate of 6.875%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 6.750% 6.868% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 6.750% interest rate, the APR for this loan type is 6.868%. The payment schedule would be:

  • 239 payments of $760.36 at an interest rate of 6.750%
  • 1 payment of $761.33 at an interest rate of 6.750%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15 Year Fixed Rate 6.500% 6.646% Learn More
USDA 30 Year Fixed Rate 7.000% 7.535% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $126,262 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 750.

At a 7.000% interest rate, the APR for this loan type is 7.535%. The payment schedule would be:

  • 12 payments of $876.68 at an interest rate of 7.000%
  • 12 payments of $876.29 at an interest rate of 7.000%
  • 12 payments of $875.88 at an interest rate of 7.000%
  • 12 payments of $875.43 at an interest rate of 7.000%
  • 12 payments of $874.96 at an interest rate of 7.000%
  • 12 payments of $874.45 at an interest rate of 7.000%
  • 12 payments of $873.90 at an interest rate of 7.000%
  • 12 payments of $873.31 at an interest rate of 7.000%
  • 12 payments of $872.68 at an interest rate of 7.000%
  • 12 payments of $872.01 at an interest rate of 7.000%
  • 12 payments of $871.28 at an interest rate of 7.000%
  • 12 payments of $870.51 at an interest rate of 7.000%
  • 12 payments of $869.67 at an interest rate of 7.000%
  • 12 payments of $868.78 at an interest rate of 7.000%
  • 12 payments of $867.82 at an interest rate of 7.000%
  • 12 payments of $866.80 at an interest rate of 7.000%
  • 12 payments of $865.70 at an interest rate of 7.000%
  • 12 payments of $864.52 at an interest rate of 7.000%
  • 12 payments of $863.25 at an interest rate of 7.000%
  • 12 payments of $861.89 at an interest rate of 7.000%
  • 12 payments of $860.44 at an interest rate of 7.000%
  • 12 payments of $858.88 at an interest rate of 7.000%
  • 12 payments of $857.21 at an interest rate of 7.000%
  • 12 payments of $855.41 at an interest rate of 7.000%
  • 12 payments of $853.49 at an interest rate of 7.000%
  • 12 payments of $851.42 at an interest rate of 7.000%
  • 12 payments of $849.21 at an interest rate of 7.000%
  • 12 payments of $846.84 at an interest rate of 7.000%
  • 12 payments of $844.30 at an interest rate of 7.000%
  • 11 payments of $841.57 at an interest rate of 7.000%
  • 1 payment of $843.15 at an interest rate of 7.000%

The monthly payment amounts quoted include the annual fee premium.

The annual fee is required for most USDA/Rural Housing loans. The monthly payment for the annual fee is calculated based on the average annual outstanding balance and will vary from year to year.

$840.02
$36.66
$876.68
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