Interest Rates

Competitive Rates from Your Digital Community Bank

Deposit Rates

Certificates of Deposit

Comparison table of Certificates of Deposit
  Interest Rate Annual Percentage Yield* Minimum Balance
30 Day CD 0.15% 0.15% $20,000
31 Day CD 0.05% 0.05% $2,500
91 Day CD 0.07% 0.07% $2,500
182 Day CD (6 Month) 0.10% 0.10% $1,000
10 Month Relationship CD** (special) 0.25% 0.25% $5,000
1 Year CD 0.15% 0.15% $1,000
2 Year CD 0.25% 0.25% $1,000
3 Year CD 0.35% 0.35% $1,000
4 Year CD 0.45% 0.45% $1,000
5 Year CD 0.50% 0.50% $1,000

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
  Interest Rate Annual Percentage Yield* Minimum Balance
1 1/2 Year IRA 0.15% 0.15% $1,000
2 1/2 Year IRA 0.25% 0.25% $1,000
3 1/2 Year IRA 0.35% 0.35% $1,000
4 1/2 Year IRA 0.45% 0.45% $1,000
Variable Rate* 0.15% 0.15% $100
IRA Money Market 0.05% 0.05% $0

V-Flight Checking

Comparison table of V-Flight Checking
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.50% 0.50% $0
Amount of balance over $25,000 0.05% 0.05% $0
Entire balance if monthly qualifiers are not met 0.01% 0.01% $0

New Horizons Checking

Comparison table of New Horizons Checking
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.05% 0.05% $10,000
$5,000.01 - 25,000.00 0.07% 0.07% $10,000
$25,000.01 - 100,000.00 0.10% 0.10% $10,000
$100,000.01 - 250,000.00 0.15% 0.15% $10,000
$250,000.00+ 0.20% 0.20% $10,000

Glider Checking

Comparison table of Glider Checking
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 5,000.00 0.05% 0.05% $0
$5,000.01 - 25,000.00 0.07% 0.07% $0
$25,000.01 - 100,000.00 0.10% 0.10% $0
$100,000.01 - 250,000.00 0.15% 0.15% $0
$250,000.00+ 0.20% 0.20% $0

Premier Checking

Comparison table of Premier Checking
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.15% 0.15% $50,000
$100,000.01 - 250,000.00 0.25% 0.25% $50,000
$250,000.00+ 0.35% 0.35% $50,000

Money Market

Comparison table of Money Market
  Interest Rate Annual Percentage Yield* Minimum Balance
Money Market 0.05% 0.05% $5,000

Premium Money Market

Comparison table of Premium Money Market
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 25,000.00 0.05% 0.05% $25,000
$25,000.01 - 100,000.00 0.15% 0.15% $25,000
$100,000.01 - 250,000.00 0.20% 0.20% $25,000
$250,000.00+ 0.25% 0.25% $25,000

Premier Horizons Money Market

Comparison table of Premier Horizons Money Market
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.15% 0.15% $25,000
$100,000.01 - 250,000.00 0.35% 0.35% $25,000
$250,000.00+ 0.50% 0.50% $25,000

Business Relationship Money Market

Comparison table of Business Relationship Money Market
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 100,000.00 0.15% 0.15% $25,000
$100,000.01 - 250,000.00 0.15% 0.15% $25,000
$250,000.01 - 500,000.00 0.40% 0.40% $25,000
$500,000.01 - 1,000,000.00 0.40% 0.40% $25,000
$1,000,000.01 - 5,000,000.00 0.50% 0.50% $25,000
$5,000,000.00+ 0.65% 0.65% $25,000

Statement Savings

Comparison table of Statement Savings
  Interest Rate Annual Percentage Yield* Minimum Balance
Statement Savings 0.05% 0.05% $250

Christmas Savings

Comparison table of Christmas Savings
  Interest Rate Annual Percentage Yield* Minimum Balance
Christmas Savings 0.10% 0.10% $0

Health Savings Account

Comparison table of Health Savings Account
  Interest Rate Annual Percentage Yield* Minimum Balance
$0 - 499.99 0.00% 0.00% $0
$500.00 - 1,499.99 0.05% 0.05% $0
$1,500.00 - 49,999.99 0.10% 0.10% $0
$50,000.00+ 0.20% 0.20% $0

Lending Rates

Mortgage Options

Comparison table of Mortgage Options
Product Interest Rate APR* Learn More
30 Year Fixed Rate 3.000% 3.086% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 3.000% interest rate, the APR for this loan type is 3.086%. The payment schedule would be:

  • 359 payments of $421.60 at an interest rate of 3.000%
  • 1 payment of $423.06 at an interest rate of 3.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 2.750% 2.871% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 2.750% interest rate, the APR for this loan type is 2.871%. The payment schedule would be:

  • 239 payments of $542.17 at an interest rate of 2.750%
  • 1 payment of $541.27 at an interest rate of 2.750%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15 Year Fixed Rate 2.375% 2.530% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750.

At a 2.375% interest rate, the APR for this loan type is 2.530%. The payment schedule would be:

  • 179 payments of $660.92 at an interest rate of 2.375%
  • 1 payment of $661.12 at an interest rate of 2.375%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

USDA 30 Year Fixed Rate 3.250% 3.760% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $126,262 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 750.

At a 3.250% interest rate, the APR for this loan type is 3.760%. The payment schedule would be:

  • 12 payments of $585.99 at an interest rate of 3.250%
  • 12 payments of $585.24 at an interest rate of 3.250%
  • 12 payments of $584.47 at an interest rate of 3.250%
  • 12 payments of $583.67 at an interest rate of 3.250%
  • 12 payments of $582.85 at an interest rate of 3.250%
  • 12 payments of $581.99 at an interest rate of 3.250%
  • 12 payments of $581.11 at an interest rate of 3.250%
  • 12 payments of $580.20 at an interest rate of 3.250%
  • 12 payments of $579.26 at an interest rate of 3.250%
  • 12 payments of $578.29 at an interest rate of 3.250%
  • 12 payments of $577.29 at an interest rate of 3.250%
  • 12 payments of $576.26 at an interest rate of 3.250%
  • 12 payments of $575.19 at an interest rate of 3.250%
  • 12 payments of $574.08 at an interest rate of 3.250%
  • 12 payments of $572.94 at an interest rate of 3.250%
  • 12 payments of $571.76 at an interest rate of 3.250%
  • 12 payments of $570.54 at an interest rate of 3.250%
  • 12 payments of $569.29 at an interest rate of 3.250%
  • 12 payments of $567.99 at an interest rate of 3.250%
  • 12 payments of $566.65 at an interest rate of 3.250%
  • 12 payments of $565.26 at an interest rate of 3.250%
  • 12 payments of $563.83 at an interest rate of 3.250%
  • 12 payments of $562.35 at an interest rate of 3.250%
  • 12 payments of $560.82 at an interest rate of 3.250%
  • 12 payments of $559.24 at an interest rate of 3.250%
  • 12 payments of $557.61 at an interest rate of 3.250%
  • 12 payments of $555.92 at an interest rate of 3.250%
  • 12 payments of $554.18 at an interest rate of 3.250%
  • 12 payments of $552.39 at an interest rate of 3.250%
  • 11 payments of $550.53 at an interest rate of 3.250%
  • 1 payment of $550.58 at an interest rate of 3.250%

The monthly payment amounts quoted include the annual fee premium.

The annual fee is required for most USDA/Rural Housing loans. The monthly payment for the annual fee is calculated based on the average annual outstanding balance and will vary from year to year.

$549.50
$36.49
$585.99
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