Simple Mortgage Solutions
Home Loans
A Home Loan will help you purchase dream home, refinance your current mortgage or invest in a property that fits your goals.
- Lock in a fixed-rate term for 15, 20 or 30 years
- Enjoy monthly -payments over the life of your loan
- Finance higher-value properties that exceed conforming loan limits
- Take advantage of first-time home buyer programs like Wisconsin Housing and Economic Development Authority Loan Program
Mortgage Options
| Product | Interest Rate | APR* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 6.500% | 6.561% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750. At a 6.500% interest rate, the APR for this loan type is 6.561%. The payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 20 Year Fixed Rate | 6.375% | 6.455% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750. At a 6.375% interest rate, the APR for this loan type is 6.455%. The payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 15 Year Fixed Rate | 5.875% | 5.974% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located within a Wisconsin county where Horicon Bank has a branch office. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 750. At a 5.875% interest rate, the APR for this loan type is 5.974%. The payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
Construction Loans
Build your dream home or remodel your current one with flexible construction loan options. Get the funds you need to upgrade, renovate, or expand. Meet your local lending team to discuss your options today. Learn More
Home Equity Loans
Unlock the value in your home to finance major expenses, consolidate debt or reach personal goals.
Home Equity Line of Credit
- Competitive rates and flexible payments - draw, repay, and redraw up to your credit limit
- Receive funds instantly and only pay interest on what you use, keeping costs lower
Home Equity Term Loan
- Receive the entire loan amount upfront with one easy monthly payment
- Leverage your home's equity to finance larger purchases
- Commonly used for medical expenses, remodeling, education expenses, debt consolidation and more
Mortgage Calculator
Questions? Our Local Lenders are ready to help!
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Why Choose us?
- Personalized Mortgage Solutions: We don’t believe in one-size-fits-all. Our caring bankers take the time to understand your goals, your financial picture, and your future plans — then find the right loan to match.
- Real Conversations, Real People: You're not just another file on our desk. When you work with us, you’ll get a dedicated mortgage banker who stays by your side, answers your questions, and looks out for you.
- Relationships First, Always: Mortgages are just the beginning. We’re in this for the long haul — offering support and advice even after you close. When you work with us, you gain a financial partner for life.
Let's Get Started
Tell us a little about your goals, and we'll find options tailored for you, no pressure, just real answers. Whether you're buying, refinancing, or building your dream home, we're here to guide you every step of the way with personal service that goes far beyond the transaction.