Caring for Your Finances — Personally
Wherever life takes you, we’re there right alongside you. From lending to spending, Horicon Bank connects you to the financial resources you need to meet your goals.
Personal Banking Services
Meet Your Personal Bankers
Meet Stephanie Albers
Premier Banking Officer
NMLS ID: 553102Stephanie specializes in assisting our premier and business customers with their everyday banking needs. She works with them to complete a financial analysis, then presents solutions unique to them to help them achieve their financial goals. She also offers an FDIC analysis and partners with our Wealth Management, Business Lending and Treasury Management teams to provide customers with the best experience possible. Stephanie enjoys thinking outside the box to be a trusted advisor, helping customers reach their financial goals. Stephanie graduated from Marian University with a bachelor’s degree in marketing and another in music administration. She also graduated from the Leadership Fond du Lac Program in 2011.
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Some Fun Info About Stephanie
Experience
Stephanie has more than 11 years of experience in the banking industry and has been with Horicon Bank since 2018.
Expertise
Checking | Saving and Money Market Accounts | CDs | HSAs | IRAs | Business Accounts | Treasury Management | Online Banking
Extracurriculars
Stephanie loves helping out her community any way she can! She is president of the Board of Directors for Habitat for Humanity of Fond du Lac County, board member of the Mayville Area Chamber of Commerce, member of the Empty Bowls Committee, member of the Noon Kiwanis Club of Fond du Lac, member of the Money Smart Week Committee, singer with the Holy Family Catholic Parish Jazz Choir and a flautist with the Fond du Lac Symphonic Band. Stephanie enjoys camping and spending time outdoors with family and friends. She’s also a musician and loves to sing and play the flute!
Meet Mary Beine
Branch Manager
Mary enjoys being a problem solver and coach for her customers and getting to know them on a personal level. If a customer needs help, Mary is on the case! She welcomes questions from not only her customers, but also her employees to help them grow and succeed. Mary’s absolute favorite part of her job is helping teenagers and college students opening up their first checking account. She likes to teach them about how to budget and keep a ledger.
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Some Fun Info About Mary
Experience
Mary has more than 25 years of experience in the banking industry and has been with Horicon Bank since 2018.
Expertise
Customer Service | Relationship Banking | Personal Accounts | Business Accounts
Extracurriculars
Mary was an active 4H event leader for 10 years and enjoyed watching everyone succeed. She also grew up on a family farm and because of that, she has a hard work ethic. She has been married for over 26 years and has 3 grown children and 2 of them are twins! For fun she enjoys crocheting and spending time with her family!
Meet Whitney Brunn
Branch Manager
Whitney describes herself as someone who wears many hats in her role. She is a branch manager, universal banker and teller. She opens accounts, processes transactions, trains her staff and provides guidance and support to both her employees and customers. She finds it rewarding to build long-lasting relationships with her customers and staff. Whitney started her career as a teller/universal banker at our Beaver Dam Rechek’s location, and after working in the Fond du Lac and Mayville communities, she returned home to Beaver Dam first working at our Food Pride instore location and then promoted to Branch Manager of our Beaver Dam Main location. She has completed Management, HSA, IRA and Personal Banking School.
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Some Fun Info About Whitney
Experience
Whitney has more than 11 years of experience in the banking industry and has been with Horicon Bank since 2014.
Expertise
Personal Accounts | Business Accounts | HSAs
Extracurriculars
Whitney enjoys being involved in the community. She volunteered at the Horicon Marsh Center and at Farm Tech Days and cleaned up trash in the Beaver Dam community. She also teamed up with the owner of Piggly Wiggly in Mayville to help raise money for the Dodge County Humane Society. In her spare time, you will find her creating memories with her family at their dairy farm! She loves the farming community and the great life it provides for her family. They frequently visit farming events around their community, including the Dodge County Dairy Breakfast, Farm Tech Days and the World Dairy Expo!
Meet Ashley Cox
Universal Banker
Ashley spends most of her time assisting customers and opening and managing their accounts. She enjoys getting to know her customers and problem solving any concerns they may have. Ashley is a licensed Wisconsin Notary — witness in performing a variety of official fraud-deterrent acts related to signing important documents — and she recently completed leadership classes at Moraine Park Technical College.
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Some Fun Info About Ashley
Experience
Ashley has more than 5 years of experience in banking and has been with Horicon Bank since 2019.
Expertise
Customer Service | Opening Accounts | Personal Accounts
Extracurriculars
Ashley enjoys volunteering at Meadow View Primary School in Waupun as a member of the Parent Teacher Organization and helping at Waupun Festivals. She likes spending time with family, camping and taking walks whenever she has the chance!
Meet Jason Culver
Branch Manager
Jason ensures day-to-day operations of the bank go as smoothly as possible. He strives to make sure customers and employees receive the best experience. Jason’s favorite part of his job is getting to know his customers - he enjoys their stories and learning little tidbits about their life! Jason is currently attending the University of Wisconsin – Oshkosh. He is pursuing a degree in Finance with a minor in Economics. He feels that his strengths are being emotionally intelligent which helps him connect with his customers.
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Some Fun Info About Jason
Experience
Jason has more than 1 year of banking experience and has been at Horicon Bank since 2021.
Expertise
Customer Service | Customer Interactions | Leadership and Team Building | Being Emotionally Intelligent
Extracurriculars
Jason loves being involved in his community. He volunteers at the Oakfield Historical Society, the Sons of the American Legion and Project Linus - where they make blankets for children in need! In Jason’s free time, he likes to check items off his bucket list – one being to travel to every National Park in the United States! So far, he has been to 15 of the 68 National Parks! He also enjoys history and learning interesting facts. He says “I love learning; I try to be a sponge of information.” He loves sports and of course, his favorites are all of the Wisconsin teams – Badgers, Brewers and Packers!
Meet Amy Eschenbauch
Branch Manager
Amy values being a great teammate to her co-workers and helping customers with their financial needs. The best part of her job is building trust with customers and helping them work through their financial challenges. Amy strives to go the extra mile to help whenever she can. She believes it is important to continue creating an environment where people feel cared about.
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Location
Beaver Dam (Inside Piggly Wiggly)810 Park Ave. (inside Piggly Wiggly)
Beaver Dam, WI 53916
Some Fun Info About Amy
Experience
Amy has more than 5 years of experience in the banking industry and has been with Horicon Bank since 2017.
Expertise
Customer Service | Problem Solving | Communication
Extracurriculars
In Amy’s free time she enjoys reading and writing poetry!
Meet Maria Genke
Market Manager, Assistant Vice President
Maria manages our Appleton branch, along with overseeing the Oshkosh and Fond du Lac branches. She opens and services deposit accounts and develops relationships with personal and business customers. Maria finds it rewarding to make a personal connection with customers to meet their financial needs. She enjoys working with branch managers and their associates to help them grow and develop their skills. You could say Maria was “born and raised” a Horicon Banker. It is the only place she has worked! She started in Horicon Bank’s Beaver Dam Main branch as a high school student in 1999 and then moved to the Fox Valley to attend college. From there she received a bachelor’s degree in business administration from UW-Oshkosh.
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Some Fun Info About Maria
Experience
Maria has more than 22 years of experience, and she has been at Horicon Bank since 1999.
Expertise
Customer Service | Personal and Business Deposit Accounts | HSAs | IRAs
Extracurriculars
Maria enjoys volunteering at the Heckrodt Prairie Hootenanny in Menasha every year. In her spare time, she loves spending time in the kitchen, cooking and baking with her kids, reading and all things chocolate!
Meet Brenda Hetebrueg
Market Manager
Brenda works hard to manage and grow the West Bend branch. She enjoys helping customers with their financial needs and making sure they are aware of all of the great products and services Horicon Bank offers. She also enjoys working together with her team to give the best customer service possible and helping her team succeed and grow. Brenda graduated from American Institute of Banking with several banking and manager diplomas. She has worked in the banking industry for more than 35 years, and her favorite part is getting to know her customers personally.
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Some Fun Info About Brenda
Experience
Brenda has more than 35 years of banking experience and has been with Horicon Bank since 2018.
Expertise
Customer Service | Relationship Banking | Personal and Business Accounts
Extracurriculars
Brenda is very involved in the West Bend community. She is a Big Brothers Big Sisters Board Member, West Bend Area Chamber of Commerce Ambassador and member of the Columns 5K Run Walk Committee. Brenda loves to garden and spend time with family, especially her granddaughter.
Meet Christine M. Hintze
Branch Manager
NMLS ID: 1375503Christine provides guidance, support and mentoring to her banking team. She enjoys getting to know her customers and being there for them when they need it. She strives to make sure they are aware of all of the great products and services Horicon Bank offers. Christine has been in the banking industry for 16 years. Along with management knowledge, she also has experience in consumer lending.
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Some Fun Info About Christine
Experience
Christine has more than 16 years of banking experience and has been at Horicon Bank since 2021.
Expertise
Customer Service | Customer Interactions | Lending | Leadership and Team Building
Extracurriculars
Christine enjoys helping out in her community anyway she can. She serves as secretary on her church council and has coached the New Berlin Swim Club for the past 4 years. She is an active volunteer for her children’s schools and in the New Berlin community. She enjoys vacationing in Disney World with her family and anything outdoors especially camping, fishing and relaxing in her backyard pool! This is why her absolute favorite holiday is the 4th of July!
Meet Amy Katsma
Branch Manager
Amy strives to help customers anyway she can while providing the best possible banking experience. She likes to show customers how to make banking easier, more convenient and efficient. Amy suggests accounts that would be best suited for their needs or provide perks they may benefit from. She is always happy to help – even if it’s something as simple as downloading an app to the customer’s phone. Amy realizes that some customers might find banking intimidating. Her goal is to make customers feel as comfortable as possible. This way, they can communicate what they want to accomplish and together they can find the best possible solution.
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Some Fun Info About Amy
Experience
Amy has more than 16 years of experience in the banking industry and has been with Horicon Bank since 2019.
Expertise
Customer Service | Relationship Banking | Personal Accounts | Business Accounts | HSA
Extracurriculars
When Amy is not at work she likes to spend time with her family. Most Friday nights you can find her at the football field or in the gym cheering on the Randolph Rockets! Her favorite way to relax is to cuddle up with a good book!
Meet Andrew Key
Branch Manager
Andy wears many hats as the Branch Manager of Neosho. He is a teller, banker and manager — just to name a few. He is very versatile and strives to help customers and his employees reach their personal and financial goals any way he can. Andy achieved a degree in web design and development from Moraine Park Technical College.
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Some Fun Info About Andrew
Experience
Andy has more than 5 years of experience in the banking industry and has been at Horicon Bank since 2018.
Expertise
Customer Service | Relationship Banking | Personal and Business Accounts | IRAs | HSAs | Trust Accounts | Training
Extracurriculars
Andy currently serves on the Neosho Pond Association that helps coordinate Carp Fest every year. To say Andy has a love for the outdoors is an understatement. He enjoys golfing, camping and his newfound love of gardening.
Meet Cindy Kooiman
Market Manager, Assistant Vice President
Cindy builds relationships with customers, opens accounts, and assists loan officers, along with overseeing the branch management for Western Dodge and Green Lake County. Cindy enjoys problem solving with customers when they are having difficulty managing their finances. She likes finding ways to help customers manage their money or offer them services that will enhance their business. Cindy is very involved in community activities to keep Horicon Bank’s presence at the forefront of the Beaver Dam community. She feels that keeping active in the community and getting to know customers outside the bank atmosphere is very rewarding. Cindy started her banking career in 1978 as a teller and has worked toward her current management position ever since. She has participated in various seminars and forums as well as completed classes at Moraine Park Technical College.
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Some Fun Info About Cindy
Experience
Cindy has more than 26 years of banking experience and has been at Horicon Bank since 2005.
Expertise
Suggesting products and services that benefit the customer’s needs | Offering solutions to business and savings account questions
Extracurriculars
Cindy has been a member of the Beaver Dam Noon Kiwanis Club for 15 years, serving as president and treasurer and currently serving on their Board as the director. She previously served as treasurer for the Dodge County United Way. Cindy spent 26 years as a dairy farmer, where she learned to garden and preserve vegetables. She loves sharing good recipes, cooking from scratch, and hosting large family and friend gatherings. Ask her for her favorite recipe!
Meet Darlene Kurtz
Branch Manager, Assistant Vice President
Darlene enjoys the variety her position as a Branch Manager offers. She describes every day as a new experience, opportunity and challenge. From opening new accounts to mentoring her team to getting involved in the community, Darlene finds ways to be a caring banker for customers and teammates. Darlene says she appreciates that Horicon Bank doesn’t push products on customers but instead builds relationships with customers by suggesting products and services that are better suited for their lives. Her goal is to educate customers about all the great services Horicon Bank offers and that they don’t have to go to a big bank for convenient banking options. Darlene values her life/work experience she has received here at Horicon Bank since 1991. She completed a Leadership Development Certificate from University of Madison School of Business in 2015 and has participated in Wisconsin Bankers Association courses along with other various banking courses to continue her education and growth.
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Some Fun Info About Darlene
Experience
Darlene has more than 30 years of experience and has been at Horicon Bank since 1991.
Expertise
Customer Service | Relationship Banking | Communication and Leadership | Mentorship | Detail Oriented | Mobile/Online Banking Assistance | Banking Products and Services
Extracurriculars
Darlene serves as a board member for the Horicon Area Foundation. She enjoys camping, motorcycle rides, boating, and local music events, and her top priority is being with her family and friends.
Meet Sarah Mirr
Branch Manager
Sarah assists customers with their daily needs, answers any questions they may have while providing the best customer service possible. She strives to create a positive environment for not only her customers, but her team as well. She enjoys building relationships with her customers and getting to know them on personal level, so they feel more comfortable coming to her for their banking needs. Sarah has 4 years of prior banking experience ranging from teller, account opening, call center, and loan processing.
Contact
Location
Beaver Dam (Inside Food Pride)609 N. Spring St. (inside Beaver Dam Food Pride)
Beaver Dam, WI 53916
Some Fun Info About Sarah
Experience
Sarah has more than 6 years of experience in the banking industry and has been with Horicon Bank since 2021.
Expertise
Customer Service | Problem Solving | Communication
Extracurriculars
Sarah enjoys helping her community. She is passionate about fostering dogs and volunteering at multiple different animal rescues. Years ago, Sarah was a Correctional Officer at an all-male maximum security prison for 5 years too!
Meet Amy Mohr
Branch Manager
Amy works with and educates customers on products and services Horicon Bank offers and assists them with any of their banking needs. She also helps her team with day-to-day operations. Amy enjoys the customer interaction and helping out her team when needed. Her goal is to grow the Waupun branch, educate our youth and give our customers the best customer service she can. Amy achieved her bachelor’s degree in business administration from Cardinal Stritch University in Milwaukee and has been in banking since 1998 in various roles.
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Some Fun Info About Amy
Experience
Amy has more than 23 years of banking experience and has been at Horicon Bank since 2019
Expertise
Customer Service | New Account Opening | IRAs | HSAs
Extracurriculars
Amy serves as treasurer for Waupun Fine Arts, Inc. and enjoys camping, hiking at state parks, along with visiting wineries. She loves spending time with family, including her two dogs, Koda and Rahsko.
Meet Erin Mueller
Universal Banker
Erin builds relationships with customers to better understand how she can further fulfill their banking needs. She takes pride in educating her customers about all of the great services Horicon Bank offers and finding the right product to fit their specific needs. Erin is a licensed Wisconsin Notary — witness in performing a variety of official fraud-deterrent acts related to signing important documents — and stays up to date on current banking products and services.
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Some Fun Info About Erin
Experience
Erin has more than 6 years of experience in banking and has been with Horicon Bank since 2018.
Expertise
Customer Service | Personal and Business Accounts | Relationship Banking
Extracurriculars
Erin enjoys reading to kids at Rosenow Elementary in Fond du Lac every year and being a dog mom to two boys, Mickey and Duke! Her favorite summer plans are camping and four-wheeling!
Meet Matthew Peterson
Branch Manager
Matt oversees the daily operations of the Horicon branch. He enjoys coaching and training employees to help them learn and grow. He also strives to make sure his team is delivering an excellent customer experience. One of his favorite things about his job is getting to know and assisting our customers anyway he can. Over 21 years of experience in customer service has helped Matt sharpen his excellent customer service and management skills.
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Some Fun Info About Matthew
Experience
Matt has more than 21 year of customer service experience and has been at Horicon Bank since 2022.
Expertise
Customer Service | Leadership | Management
Extracurriculars
Matt moved to Wisconsin in 2005, but he has always been a big Green Bay Packer fan. When he moved to Wisconsin, he felt like he was meant to live here. He loves visiting Door County and Devil’s Lake State Park - two of his favorite places!
Meet Michael Phillips
Branch Manager
Michael manages resources, his team and strives to deliver excellent customer service while growing the Bank’s presence in Oshkosh. He enjoys working with customers to help them select the best account for their needs. He also likes the day-to-day problem solving his position entails and helping his team learn and grow with the bank. Michael has a degree in Applied Science in Medical Imaging from Moraine Park Technical College. A few years ago, he felt that banking was a better fit for his talents and he came to Horicon Bank.
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Some Fun Info About Michael
Experience
Michael has more than 3 years of experience in the banking industry and has been with Horicon Bank since 2019.
Expertise
Customer Service | Personal Accounts | Business Accounts
Extracurriculars
When Michael is not at work, you will find him at the golf course or woodworking!
Meet Kay Schoep
Branch Manager
Kay oversees daily activities within the Green Lake branch while providing excellent customer service to her customers. She also coaches, trains and motivates her staff to be the best they can be! She strives to meet budgets and goals and to live by the Horicon Bank mission and virtues. What she enjoys most is having the pleasure to know and work with her amazing customers and team of coworkers. Kay has an Associate Degree in marketing and completed the Managing the Performance of Others course from Moraine Park Technical College.
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Some Fun Info About Kay
Experience
Kay has more than 11 years of experience in the banking industry. She first joined Horicon Bank in 2010 for two years and then missed her Horicon Bank family and rejoined us in 2018.
Expertise
Relationship Banking | Team Building
Extracurriculars
Kay enjoys volunteering in the Green Lake community any chance she gets. She helps at the Green Lake Area Animal Shelter, Rotary Club, and Green Lake Area Chamber of Commerce Promotions Committee and is a member of the Green Lake Association. When Kay is not working, she enjoys boating, car shows, camping and taking care of her two new adopted kittens — who are brothers!
Meet Amy Smith
Universal Banker
Amy takes pride in helping customers with their banking needs along with problem solving any concerns they may have. She does everything in her power to make sure every customer feels comfortable and confident that their finances are safe and secure at Horicon Bank. Amy diligently keeps up with ongoing changes with Banking and Teller Services to make sure she is up to date with her banking knowledge and training. With this knowledge, she is able to recommend the best products and services fit for her customers’ financial needs.
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Some Fun Info About Amy
Experience
Amy has more than 19 years of experience in the banking industry and has been with Horicon Bank since 2009.
Expertise
Customer Service | Team Player | Excellent Decision-Making Skills
Extracurriculars
Amy is on the Planning Committee for the West Bend Columns “Not Just A Walk In The Park 5K,” a fundraiser for local scholarships. In Amy’s free time, she enjoys riding her bike on many of the trails in Wisconsin and spending time with family and friends.
Meet Meredith Strieff
Market Manager, Assistant Vice President
Meredith provides guidance and support directly to her team and to the organization as a whole through her role in training and organizational development. She directly oversees the branch management for eastern Dodge County. She also organizes development opportunities and opens and maintains customer accounts, all while looking for opportunities to ensure Horicon Bank is providing the best customer experience. Meredith enjoys helping customers gain knowledge and skills to continue to grow and achieve their specific goals. Her favorite part of her job is the community interaction with Horicon Bank through financial literacy events in local schools. Meredith is Horicon Bank “born and raised” and a banker by accident. She didn’t plan to become a banker but has been at Horicon Bank her whole banking career. She has a business administration degree from UW-Green Bay and currently serves as vice-chair on the WBA BOLT (Building our Leader of Tomorrow) Board.
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Some Fun Info About Meredith
Experience
Meredith has more than 14 years of experience, and she has been at Horicon Bank since 2007.
Expertise
HSAs | IRAs | Business Accounts | Treasury Management | Leadership Development and Training
Extracurriculars
Meredith serves as president of the Board of Education for Horicon School District and membership chair for Horicon Athletic Booster Club. Meredith is from, as she says, the \"real Up North\" in Ashland, Wisconsin. She enjoys traveling and watching baseball and is a complete coffee addict.
Meet Rachel Van Buren
Branch Manager
Rachel spends most of her time helping customers open and manage their accounts. She likes building a banking relationship with her customers so she can better understand them and their financial needs. She works alongside her team and provides guidance with any questions they may have and says its “rewarding to teach my team about products and services that better serve our customers.” Rachel also loves to spend time representing Horicon Bank at any community events. Rachel completed the Supervision and Managing the Performance of Others series from Moraine Park Technical College.
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Some Fun Info About Rachel
Experience
Rachel has more than 7 years of experience in the banking industry and has been at Horicon Bank since 2019.
Expertise
Personal Accounts | Business Accounts | Customer Service
Extracurriculars
Rachel enjoys helping the local fire departments with their fundraisers by serving the food, selling tickets and, as she says, being the “go to girl for just about anything.” In the summer, you will find Rachel outside farming and gardening. In the winter, she will be inside warm by the wood stove!
Meet Michelle Velie
Branch Manager, Personal Banking Officer
Michelle provides support and coaching to her teams in the Ripon offices. Along with working with her fantastic staff, she provides relationship banking to our customers. She is the open line of communication from business and personal customers alike. Most of all, Michelle enjoys the simple things, like watching her customers’ businesses and community grow and evolve, knowing that she was able to be a part of their success. She also loves working with the youth of the community, whether it be in a personal finance class, school Career Day, Girl Scouts or special local events. Michelle started working for Horicon Bank when she was in a youth apprenticeship program through her high school. She then completed her Supervisor Leadership Certificate from UW-Madison and attended Fundamentals of Lending School through the Wisconsin Bankers Association.
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Some Fun Info About Michelle
Experience
Michelle has more than 26 years of experience in the banking industry and has been with Horicon Bank since 1998.
Expertise
Personal and Business Banking | Relationship Banking | HSAs | IRAs | Trust Accounts
Extracurriculars
Michelle is assistant troop leader for her local Girl Scouts troop and volunteers with Secure Features, an organization that reaches out to teach high school-aged youth about financial literacy. In Michelle’s free time, she enjoys camping with friends and Sunday dinners with family.
Meet Rebecca Woock
Universal Banker
Rebecca assists customers with opening accounts and general banking support. She also helps her team with daily tasks as needed. Rebecca enjoys building relationships with customers to better understand how she can further fulfill their banking needs. She recently completed the Wisconsin Bankers Association Personal Banker course.
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Some Fun Info About Rebecca
Experience
Rebecca has more than 7 years of experience in banking and has been with Horicon Bank since 2014.
Expertise
Customer Service | CDs | Problem Solving | Personal and Business Accounts | Relationship Banking