Business Loans


Count on Horicon Bank to tailor your business loan to your business goals — no matter how large or small. From manufacturing to agriculture to retail, we can help find the lending solution that is right for your company.


Business Lines of Credit

A line of credit provides you with access to cash to assist you with your business cashflow needs. Use Online Banking or make a phone transfer to your business checking account.

Term Loans

Horicon Bank’s term loans are a great source of capital to purchase equipment, inventory, or other assets that make your business efficient, competitive and successful. Typical terms are 3 to 7 years.

Real Estate Loans

Our commercial real estate loans make building, acquiring, renovating, and refinancing easy and affordable. Typical construction loans are 6 to 12 months, followed by repayment terms from 15 to 20 years.

Agricultural Loans

Horicon Bank offers loans for crop production, livestock and equipment needs to America’s oldest industry. We also assist in acquiring additional farm real estate with our ag real estate loans.

Stand-by Letters of Credit

Our letters of credit offer assurance that your business will meet contractual obligations or support open-ended accounts with your suppliers. They start as one-year obligations that can be renewed.

Custom Loan Options

If you need something a little more outside the box, Horicon Bank will customize the right loan package that meets the unique needs of your business.

Government Program Loans


USDA Loans

SBA Loans

Learn More

Meet Your Business Bankers

Matt Berg
Matt Berg Business Banking Officer Beaver Dam 920-885-8110 Email Matt
Helcia Bierman
Helcia U. Bierman Mortgage Loan Originator, Vice President Green Lake 920-294-0657 Email Helcia NMLS ID: 473949
Jon Clark
Jon Clark Business Banker, Senior Vice President Markesan 920-398-4501 Email Jon
Tim Dillie
Tim Dillie Business Banker, Vice President Markesan 920-398-4509 Email Tim
Mike Fleischman
Mike Fleischman Business Banker, Senior Vice President West Bend 262-808-2671 Email Mike
Tony Kneepkens
Tony Kneepkens Business Banker, Officer Oshkosh 920-204-0723 Email Tony
Dave Kruck
Dave Kruck Business Banker, Vice President Oshkosh 920-891-7991 Email Dave
Steve Leaman
Steve Leaman Business Banker, Vice President Fond du Lac 920-952-7071 Email Steve
Jeff Liddicoat
Jeff Liddicoat Business Banking, Senior Vice President Ripon 920-290-3556 Email Jeff
Craig Much
Craig Much Business Banker, Vice President Waupun 920-382-9503 Email Craig
Terry O’Connor
Terry O’Connor Business Banker, Senior Vice President Beaver Dam 920-885-8114 Email Terry
Rick Schabo
Rick Schabo Business Banker, Market President Appleton 920-931-3718 Email Rick
Al Schwab
Al Schwab Chief Commercial Credit Officer, Executive Vice President Beaver Dam 920-885-8112 Email Al
John Zanghi
John Zanghi Business Banking, Senior Vice President Beaver Dam 920-885-8113 Email John
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