Business Loans


Count on Horicon Bank to tailor your business loan to your business goals — no matter how large or small. From manufacturing to agriculture to retail, we can help find the lending solution that is right for your company.


Business Lines of Credit

Access to cash to assist you with your business cashflow needs. Use Online Banking or make a phone transfer to your business checking account.

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Real Estate Loans

Make building, acquiring, renovating, and refinancing easy and affordable. Typical construction loans are 6 to 12 months, followed by repayment terms from 15 to 20 years.

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Custom Loans

If you need something a little more outside the box, we can customize the right loan package that meets the unique needs of your business.

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Term Loans

A great source of capital to purchase equipment, inventory, or other assets that make your business efficient, competitive and successful. Typical terms are 3 to 7 years.

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Agricultural Loan

 Loans for crop production, livestock and equipment needs for America's oldest industry. We also assist in acquiring additional farm real estate with our ag real estate loans.

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Stand-by Letter of Credit

Assurance that your business will meet contractual obligations or support open-ended accounts with your suppliers. They start as one-year obligations that can be renewed.

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Government Program Loans


USDA Loans

SBA Loans

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Banking Unexpected

Alternative Finance Solutions

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Meet Your Business Bankers

Matt Berg
Matt Berg Business Banker, Assistant Vice President Beaver Dam 920-885-8110 Email Matt
Helcia Bierman
Helcia U. Bierman Mortgage Loan Originator, Vice President Green Lake 920-294-0657 Email Helcia NMLS ID: 473949
Jon Clark
Jon Clark Business Banker, Senior Vice President Markesan 920-398-4501 Email Jon
Michele Conrad
Michele Conrad Business Banker, Officer Grafton 262-546-1152 Email Michele
Tim Dillie
Tim Dillie Business Banker, Vice President Markesan 920-398-4509 Email Tim
Mike Fleischman
Mike Fleischman Business Banker, Senior Vice President West Bend 262-808-2671 Email Mike
Tony Kneepkens
Tony Kneepkens Business Banker, Officer Oshkosh 920-204-0723 Email Tony
Dave Kruck
Dave Kruck Business Banker, Senior Vice President Oshkosh 920-891-7991 Email Dave
Steve Leaman
Steve Leaman Business Banker, Senior Vice President Fond du Lac 920-952-7071 Email Steve
Jeff Liddicoat
Jeff Liddicoat Business Banking, Senior Vice President Ripon 920-290-3556 Email Jeff
Craig Much
Craig Much Business Banker, Vice President Waupun 920-382-9503 Email Craig
Todd Novotny
Todd Novotny Business Banker, Vice President Menomonee Falls 262-442-0400 Email Todd
Terry O’Connor
Terry O’Connor Business Banker, Executive Vice President Beaver Dam 920-885-8114 Email Terry
Rick Schabo
Rick Schabo Business Banker, Market President Appleton 920-931-3718 Email Rick
Al Schwab
Al Schwab Chief Business Banking Officer, Executive Vice President Beaver Dam 920-885-8112 Email Al
Alexandra Solanki
Alexandra Solanki Business Banker, Vice President 414-416-6848 Email Alexandra
Michael Stover
Michael Stover Senior Vice President, Commercial Real Estate Lender New Berlin 414-426-4122 Email Michael
John Todryk
John Todryk Business Banker, Senior Vice President New Berlin 262-993-3657 Email John
John Zanghi
John Zanghi Business Banker, Senior Vice President Wauwatosa 920-885-8113 Email John
Chad Zimborski
Chad Zimborski Business Banker, Vice President Menomonee Falls 262-853-1901 Email Chad
Chris Zirbes
Chris Zirbes Business Banker, Senior Vice President Wauwatosa 414-800-6150 Email Chris
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