My Money Checking

A Smarter Start for Teen Banking

My Money is designed for teens ages 12–17, with flexibility for younger teens and their parents, helping turn everyday financial decisions into learning opportunities. With built‑in parental oversight and the ability to spend only what’s in the account, teens learn smart budgeting habits in a safe, hands‑on way while gaining confidence with their own money.

Debit Card

Use your Horicon Bank debit card wherever Visa is accepted.

Online Banking

Check balances, pay bills, make mobile deposits, use internet banking, and more.

Stop in and see a local Horicon Banker for details!

Locations and Hours

Why My Money?

  • Parental or guardian oversight – including built-in spending limits for enhanced safety.
  • Debit card for everyday purchases and ATM access.
  • Digital Banking tools are available to set alerts and track spending.
  • Educational tools designed to help young account holders learn healthy money habits early.
  • Parents or guardians manage debit card controls in online banking , while young account holders have access to view transactions to help build financial confidence.

My Money Checking Features

  • Direct deposit
  • eStatements
  • Online Banking
  • Mobile Banking app
  • Unlimited transactions
  • Visa debit card
  • 32,000+ free ATMs
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