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In his role as a Business Banker, Matt assists clients with a variety of services and products to achieve their goals and make their lives more secure. He takes pride in caring for the needs of his customers and says “there is nothing better than helping individuals, businesses and your community grow and succeed.”
Matt earned his Finance degree at the University of Wisconsin – LaCrosse and previously worked in commercial underwriting.
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Helcia works directly with customers on financing their home purchases, investment properties and small businesses. She is passionate about her community and has had the privilege to build many long-term relationships with customers in her community. She says it’s exciting to work together with second- and third-generation customers to help fulfill both their personal and business needs.
Helcia’s education started with the University of Wisconsin, after which she further pursued classes in finance, mortgage, real estate and economic development education.
Jon works with commercial, small business, and agricultural customers to develop and grow their businesses. He builds relationships with his customers by introducing helpful products and providing assistance with those products to help businesses succeed. He enjoys seeing the pride customers take in their businesses. As a commercial lender, Jon takes a similar pride in the role Horicon Bank plays, impacting communities through business development.
Jon attended Marian University in Fond du Lac. He has experience in both agricultural and commercial lending and previously served as a Chief Credit Officer before joining Horicon Bank.
Tim enjoys helping businesses achieve optimal success and growth by providing superior customer service. Tim says he enjoys the relationships he forms with customers and that “no matter the type of business, I want to do whatever I can to help them succeed using a variety of products and services.”
Tim grew up on a dairy farm in Wisconsin and has worked in the agricultural sector his entire career in a variety of capacities. He understands all aspects of agriculture and specializes in agricultural lending with Horicon Bank.
In the simplest terms, Mike says, “I am a community banker. During the pandemic, I would read how community bankers have ‘stepped up’ to help when needed, but the truth is, I didn’t step up. It is just what I do, what I have done and what I will always do for my community. It isn’t new…I live here, I work here, and these business owners are my neighbors and my friends. I want them to succeed, and I will do everything I can to make sure they are given every opportunity to do so.” Mike believes community bankers are volunteers and leaders in their communities, and he embraces this responsibility each and every day.
Mike is a graduate of UW-Whitewater, where he earned a Bachelor of Business Administration in finance.
Tony works closely with both the lending and credit teams at Horicon Bank to assist customers with their small business lending and deposit needs. He also uses his expertise to advance projects within the bank to increase lending technology and efficiency. Tony enjoys working with customers to learn about their businesses and find it rewarding to help customers reach their business’s goals.
Tony has a banking and finance degree from Fox Valley Technical College and has completed the Center for Financial Training’s Commercial Lending School. Tony has experience working in both the front line and credit departments at Horicon Bank.
Dave enjoys building strong relationships with his customers. His goal is to become a trusted advisor in the business’s growth to help solve business owner’s problems on their road to success. Dave says he values the personalized touch, community support and local decision making the business banking team offers customers at Horicon Bank.
Dave earned his bachelor’s degree in business administration and accounting from UW-Stevens Point.
Steve takes great pride in working with his customers to uncover solutions to the financial situations that keep them up at night. He serves as the business client’s primary point of contact and key financial advisor for their relationship with Horicon Bank. Steve says that “through building relationships with business owners, I work on a local level to provide the best service to fit each individual business. I also take pride in serving the community. By being active in the community through volunteer work and my professional position, I have grown to care deeply about the success of the Fond du Lac community, and it is an honor to work for an institution that feels the same way.”
Steve is a graduate of UW-Madison, where he earned a Bachelor of Business Administration. He has been recognized for his extensive community commitment by being named Volunteer of the Year by Envision Greater Fond du Lac, an honorary Paul Harris Fellow by Fond du Lac Noon Rotary, the Donald G. Jones Leadership Alumni Award as well as the Wisconsin Alumni Association “Badger of the Year.”
Jeff is passionate about to the growth and success of local businesses and individuals. By putting together all the tools necessary, Jeff supports business owners by financing ideas, networking and connecting customers to experience within the area to help them succeed.
Jeff earned his business degree from UW-Eau Claire.
Craig is passionate about helping businesses and their owners succeed, grow and thrive. He helps individuals achieve a more secure future by providing a wide range of products and services to address their needs and goals.
Craig earned his finance degree at UW-Whitewater and has a unique background in the financial sector that allows him to relate to the concerns and needs while growing businesses.
Terry is passionate about helping commercial business customers and agricultural loan customers with their financing needs. From operating lines of credit and equipment term loans, to real estate construction/term loans, he has the knowledge and experience to find the right fit for business owners. Terry wants to help clients succeed financially. He enjoys reviewing customers’ financial statements and structuring a plan that helps them grow their business, build equity and achieve their goals.
Terry graduated from the University of Wisconsin-Madison with a degree in agricultural business management/ag finance.
Rick enjoys working with companies and the individuals who own them to provide solutions for all their financing, cash management and deposit account needs. Rick is a graduate of UW-Eau Claire’s Business School and has close to 30 years of experience working with a variety of industries. He is always looking forward to establishing new business relationships and to assist in their success.
“Every business needs a trusted Banker, accountant and attorney. I find it very rewarding to be that banking partner that can be trusted and relied on through the many phases that a business will go through. I strive to establish a good relationship with the company and the individuals who own and work for the company.”
Al is responsible for the leadership and overall management of Horicon Bank’s credit administration to ensure lending procedures and practices are sound. He leads the bank’s Business Banking Team in the growth and development of local banking markets.
Al enjoys getting to know his customers and learning about their business. “Business owners are passionate about what they make and who they serve,” says Al. “It all plays a role in many other aspects of the business community, and it’s fun to see how we can partner with our products and services to make them successful.”
Alex enjoys working with business owners to provide solutions for their specific financing needs. Whether she is helping a business that is just starting out or a business that is making plans to expand, Alex hopes to be a trusted partner in helping local business succeed in her community.
Alex earned her Undergraduate degree in Economics from Harvard University and her Master’s degree in International Relations/Finance from Johns Hopkins University. She is a Chartered Financial Analyst (CFA®) charterholder.
Michael is the lead of our Commercial Real Estate lending division with a special focus on investment and development properties. He brings over 19 years of financial experience to Horicon Bank. Michael’s favorite part of his position is advising clients on their investment goals. Michael graduated from the University of Wisconsin – Madison with a degree in Real Estate and Urban Land Economics.
John develops relationships with business owners to learn and understand their business goals. His favorite part of his job is meeting in person with business owners and making recommendations on how to reach their objectives and improve efficiencies. He then provides solutions that will help them learn and manage their business successfully.
John graduated from UW-Parkside after earning his Business degree and attended the College of Credit.
As a commercial and agricultural lender, John has experience in developing, managing, and expanding a loan portfolio of credit and related services. He has a passion for providing customer loyalty and works with small and intermediate-size family businesses to large family companies. John says he enjoys helping business owners’ dreams come to life. “Every day I am amazed by the ingenuity of individuals — the taking of an idea and turning it into reality. Sometimes those ideas will require financial capital to get it off the ground or help propel it to the next level. If I can help an individual or company meet their financial needs through the use of financial products and services, then I have accomplished my goal.”
John earned an AAS in animal science from Alfred State College and a Bachelor of Science in animal science and agricultural economics from the University of Wisconsin-Madison. He has completed one year of Graduate School of Banking.
Jason enjoys being resource and advisor for his business customers and the community. “I enjoy meeting with businesses and helping them navigate through the different tools and resources related to cash flow and automation,” says Jason. “I love when customers call me and say, ‘I just want to bounce this idea off you and get your feedback.’ That’s what I’m here for.”
After earning his degree at UW-Whitewater, Jason gained experience in a variety of financial role including personal banking, Treasury Management for commercial customers, and a Treasury Consultant for local businesses in Southeastern Wisconsin.
Devin collaborates with customers to learn more about their businesses. By building relationships with customers, Devin looks for opportunities to implement products and services that increase their bottom line. He enjoys analyzing business’ banking pain points and providing solutions to help. Devin’s goals are to help business owners save time and money, to make their banking more convenient, and to help prevent fraud.
Devin earned his degree in Personal Finance from the University of Wisconsin-Madison with an emphasis in Financial Planning. He also passed the FINRA Securities Industry Essentials (SIE) Exam.
Rachel helps businesses and organizations set up tools and services to help them automate their banking and help prevent fraud on their accounts. Rachel also provides support to the Treasury Management team, follows up with customers post implementation, tracks referrals and logging communication, and so much more. She is the link between the sales and setup while also being the direct contact for customers. Rachel enjoys the problem solving her job entails. She loves working with clients and helping clients be more efficient.
Rachel has 8 years of prior banking experience ranging from personal banker to branch manager. Rachel also completed the Supervision and Managing the Performance of Others series from Moraine Park Technical College.
Applying online is easy, but if you’d rather work directly with a Horicon Bank team member, visit one of our many branches or contact us today!
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