Cold snaps and late snows can be frustrating at times, but there is an upside. This tug of war between winter and spring is essential for a good flow of maple sap. Just like maple trees, our homes can offer sweet rewards for those who use home equity lines of credit (HELOCs) to put their home equity to work for them.
Spring is a terrific time to reflect on where your business is at, and where you’d like it to be. Assess what’s not working, declutter and freshen up. Follow these spring-cleaning tips to improve your brand, operations and bottom line.
Each February, we gather to see if Punxsutawney Phil emerges to see his shadow. But it’s our own shadow we can’t seem to avoid year after year. Break the cycle this year! Don’t repeat these six common business mistakes.
If increased business success is at the top of your 2020 bucket list, take these five steps to make that wish come true. They will amp-up business to create a more prosperous New Year.
By planning ahead, working hard, and diligently saving, we can reach our goals and be prepared for anything. The end of the year is a great time to take stock of where we are and where we would like to go.
Not knowing or failing to comply with payroll laws can put your business under a magnifying glass, and lead to fines and penalties. In fact, the Internal Revenue Service (IRS) penalizes nearly 1 in 3 businesses for payroll mistakes. To avoid being one, don’t get tripped up by these common payroll mistakes.
With the first snows of the season upon us, it is time to for us to prepare our “dens” for winter. Does your winter prep list include a new furnace filter, a warmer coat, or maybe you’ve been saving up for some home improvements? If so, chances are there is a small business nearby who can help you get ready for the changing seasons so you can rest well all winter long!
Are you one of almost 30 percent of businesses still using payroll technology more than 10 years old? If so, your days of working with paper timesheets, punch cards and physical time clocks should be over. Payroll administration is a lot more than just handing out checks. Cloud-based payroll systems make it easy to share data, work remotely and stay up to date on ever-changing labor laws and requirements.
Wisconsin is home to five different species of tree squirrels that are working overtime to collect nuts and seeds for the winter. Just like a squirrel gathering nuts for a long winter, October is a great time for all of us to create a savings action plan to achieve financial goals.
About $1 billion in tax credits are claimed each year under the Work Opportunity Tax Credit (WOTC) program. Sadly, many restaurants and lodging businesses are unaware of the program or simply don’t take advantage of it.
It takes more than great products and service to get customers into your business. It also requires some form of marketing. Email marketing is the most effective way to incentivize your best customers to spend more money with you, win back consumers who haven’t been to your business in a while, and attract people that have never visited.
A few keystrokes on social media can have a powerful effect on your business.This makes regular monitoring of your online reputation mandatory. These five tricks will ensure your social presence isn’t driving your customers to competitors.
Wisconsin offers some great places to enjoy summer and nature alone, or with family and friends. There are some great City and County Parks for a quick trip outdoors. Lakeshore Park in Fond du Lac, Dodge County Ledge and Harnischfeger Parks, Ridge Run Park in Washington County, Hattie Sherwood Park in Green Lake, and Community Park in Oshkosh provide great options to get outside and have fun.
Data-driven marketing uses the information gathered in-store, online and from your mobile app to personalize future interactions with customers.
Today’s gardens are more than a small plot or raised bed. To increase home value and your enjoyment, look for ways to infuse your entire yard with garden elements.
Online shopping is certainly convenient. Just ask the 217 million people in the United States that do it each year. But is it safe?
The 5 C's of credit are: Character, Capacity, Capital, Collateral and Conditions. Banks use the 5 C's to gauge the creditworthiness of a business looking for financing.
Heading back to campus this fall? Consider adding a crash course in Money Management 101 to your personal syllabus.
Starting May 11, 2018, business owners are going to want to give themselves a little extra time at the bank when they open a new account.
As a business owner, you probably have a lock on the door. Maybe even security cameras in the corner. But how well do you protect the technology of your business? With new technology, comes new risks and strategies for protection. This checklist from the National Cyber Security Alliance is designed to help you identify the technology in your business you
At Horicon Bank, our goal is to keep you informed on recent scams, data breaches and all other forms of fraud that might threaten your personal information.
A checking account is a checking account. They’re all the same, right? Well…not quite.
You’ve heard the story before – the friend that got themselves into a little trouble because they loved their credit card a little too much. That friend was me.
All of the details you spent months worrying over have astoundingly come together: you said your vows, you cut the cake, you celebrated all night, and here you are…married! You may assume the planning is over, at last! But you still have a few things to wrap up in those first few weeks after your wedding day.
Let’s face it, weddings can be expensive. Weddings are typically a huge financial burden for many newlyweds just starting their new lives together. The good news is, it doesn’t have to be that way! Start out with smart planning and a little creativity and you can easily have an unforgettable wedding – without breaking the bank.
Maybe you’ve set financial resolutions in the past that fizzled out early on. Or maybe you didn’t quite accomplish all you had hoped to. Or maybe this will be the first year you commit to making changes and setting financial goals. We know how hard it can be to stick to new resolutions without a clear direction and a support system. That’s why we’ve compiled a list of some of the best financial resolutions to help you make 2017 your most financially fit year yet!
It’s not just the Grinch who is stealing Christmas – it’s clever holiday scammers. Don’t let them steal your holiday cheer this year. Stay informed and check out these helpful tips from the Better Business Bureau on how to spot common holiday scams.
If you're ready to take the leap from renter to homeowner, one of the most complicated parts of the process can be securing a home loan. Here are some ways to improve the financing you’ll get and other helpful tips for buying your home.
From January to December, here are our top ten favorite moments of 2015.
Heavy on love but light on cash this Valentine’s Day? Instead of buying the cliché (and expensive) chocolates and roses this holiday, try something a little more creative…and a little less expensive. After all, money can’t buy love.
Scammers may be getting trickier, but banks are also getting smarter. And you can be smart too when you visit an ATM with your debit card.
Saving isn’t always easy. But it is important. To address the need to understand how to save, the American Bankers Association, or ABA, started an educational program – and they started young.
Nearly 8 out of 10 U.S. tax filers will receive a federal tax refund this year. As millions of Americans await reimbursement from Uncle Sam, The American Bankers Association has put together five easy tips for making the most of your tax refund.
It’s tax season. A stressful time for accountants, an exciting time for people receiving refund checks and a busy time for tax scammers. According to the Better Business Bureau, consumers should be on the lookout for these top three tax refund scams.
The Holidays are quickly approaching- time to trim the tree, bake delicious cookies and… save money?
Holiday shopping season is here, and scammers are lurking to steal financial information from online shoppers. To avoid being a victim, consider taking the following steps to keep your financial information safe.
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